Oportun: Finances made simple app for iPhone and iPad


4.6 ( 7216 ratings )
Productivity Finance
Developer: Hello Digit, LLC
Free
Current version: 4.103.0, last update: 4 weeks ago
First release : 08 Mar 2016
App size: 186.9 Mb

Best savings app in 2024, as rated by Forbes Advisor and Bankrate.

Save it or borrow it—money’s simpler with us. Download our finance app to start saving and managing your money today. Never money alone.

LET’S PUT YOUR SAVINGS ON AUTOPILOT

Reach your savings goals big or small. Set & SaveTM is tailored to you—your spending habits, your income, and your schedule. When it makes sense, we’ll automatically move money into your savings to meet goals that you set. Little by little and day by day, it adds up faster than you think. Our members save over $1,800 per year on average*.

> Set your goals

We’ve helped people save over $10.4 billion toward 15 million goals, from concert tickets to a well-earned vacation and even a first home. Tell us your goals and we’ll move your money into savings toward each one. Or, get started with a rainy day fund for the what-ifs in life.

> Save at your pace

We’ll learn the right times to save money, and we aim to do it in a way you won’t notice. We look at when your bills are due, when you get paid, and other ins and outs of your bank account. You can also set guardrails on the frequency and maximum amounts of money we can set aside. Let’s make your savings personalized.

> Your money, your rules

You can pause saves with the push of a button. Move your money back into your bank account whenever you want it. Save a lot or a little. You’ll set limits and give us guidance on how to save for you. It’s your money and you’re the boss.

> How it works

1. Get set up in minutes: Link your bank account to our savings app and set your savings goals

2. We’ll get to know you: We learn your spending and income to find smart times you can afford to save

3. Effortlessly save toward your goals: We’ll automatically move money from your connected bank account and into the savings app

>Take the 30 day challenge

See how much you can save with a 30 day free trial of our money saving app. After that, enjoy effortless savings for just $5/month. Cancel your subscription anytime.



LOAN MEMBERS, WE’RE HERE FOR YOU

Are you an Oportun member with a personal loan? Let’s manage it in the app.

Check your balance, make payments, set up autopay, and check the status of your loan at any time. The Oportun app is free for members to use for the purpose of monitoring and paying their loan.

Looking to apply for a loan? Please visit Oportun.com or call (866) 488-6090 for money borrowing.



TRUSTED AND SECURE

- Your savings funds are FDIC insured.**

- Oportun is certified by the US Treasury Department as a CDFI

- Oportun has an A+ rating by the Better Business Bureau (BBB)

Formerly known as Digit, our finance app helps you save without thinking about it, budget smarter, and managing your loan simpler.



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Oportun offers personal loans in certain states through its partner Pathward ®, N.A., and they are subject to credit approval.

Standard data charges may apply when downloading the app.

* Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.

** Oportun is not a bank and has no direct FDIC insurance coverage for your deposits. However, Oportun holds your deposits in a FDIC insured account at Wells Fargo Bank and other FDIC insured financial depository institutions. Your cash savings through Oportun are FDIC-insured up to $250,000. FDIC insurance is only available upon the failure of Wells Fargo Bank or other depository institutions.

Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law. See Oportun’s privacy policy at Oportun.com/privacy.

Pros and cons of Oportun: Finances made simple app for iPhone and iPad

Oportun: Finances made simple app good for

I love this app. I dont write reviews at all. But downloading this app has been the best decision I have ever made. Its really hard for me to save up money but Digit does it for you and you dont even notice it! By the time I check the app I have more than $100 saved up. I will continue to use this app and share it with my friends and family. Its amazing!
I love this app! Saves money when im not even trying to save ❤️
This is the first review I have ever written for an Apple App. Digit is not for budgeting, it just saves your money for you. Every day or so it will take anywhere from $1-$20 out of your bank account and put it into a Digit savings account that you can easily withdraw from whenever you want. In a month I have saved $200 without even noticing. The app also sends a text message every day showing your bank account balance, recent transactions, and sends funny texts of encouragement about your savings. Because of Digit I instantly found out someone stole my debit card! If you have a hard time saving money, or just need an extra savings account, you have to try Digit. *****I would love it if there was a way to set up a goal.. Like "I want to save $800 by August 10th."*****
Ive been using this for over a month now and it literally saves me money without even realizing it!
What are you waiting for?! Hands down the best app Ive ever downloaded. If you have a checking account youre able to save money: it does everything for you. As a recent college graduate I didnt know how I would be able to build my savings account with student loans, apartment bills etc. Digit does everything for you!! Cannot recommend this enough. Its a must-have for me!
I like the app. I have over $100 saved that I can withdraw due to an unexpected expense. My husband, who isnt really great with money, hates it because he says it overdrafted his account. I always pause digit if I feel like money is tight and dont want them to take any money out for awhile. Or if I want to make sure I keep a certain amount on hand I transfer what I need to my savings or the joint account I share with the hubby. Everything is pretty simple and well explained IMO.

Some bad moments

I got this to try to save some additional money. At first it was good. $2 here $4 there not that big a deal. It is based on what you spend. So say one week you dont spend a lot because you are waiting for payday or have an upcoming expense. The app then takes that into account and saves more. It took $60 out of my account over 3 days. Which defeats the purpose of me not spending money that week. You can set up how much it takes out, but then what is the point of the app if you have to micro manage it. Im sure for a lot of people it is helpful. So dont hesitate to give it a try. Just didnt work out for me.
This app has cost me $84 in overdraft fees caused by three 0.13 withdrawals. The site claims that they will reimburse any fees that are incurred, using their service. This is not been the case for me I contacted customer service twice and have yet heard a response Ive closed my account. Buyer beware
I only get to the confirmation code when signing up and I still not getting them code.
After several tries I have yet to receive my confirmation code!
So I read the reviews and was really excited about this app. Until I downloaded it and discovered it doesnt work with my bank. I just figured you would put in the routing number and account number and youd be good but no! So for me this app is pointless.
I downloaded the app after reading all the great reviews & it wont go past the screen with it linking to my bank. It just says finishing up and goes for hours until I get a blank white screen. Has this happened to anyone else? I have also tried it on my Mac & same thing minus the white screen. Am I doing something wrong.

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