Firstly I love the concept. I dont have to really think about it withdrawing microtransactions. Basically what I would spend at a convenience store or on the App Store on a daily basis. Watching huge chunks of money transferring into your savings hurts more for some reason. Not paying is great, since they are essentially getting paid via interest.
However. The UI is mediocre, it lost a star. Its essentially the same as using your text messages, which is where this app evolved from... But it didnt go too far at all. It allows you to view your recent transactions and current balance... Thats great (nothing that a bank account app should be commended on). But everything else is me having to type in what I want done. I want to withdraw, I have to type out "withdraw"... May as well not have put out an app...
And what made it loose 2 more stars is that it gets randomly disconnected from my bank weekly (guess its not random if I can guess the day it will get disconnected). They claim its the banks fault, but if I can have other banks connected to my bank, such as Mint and other accounting apps, I cant imagine that its actually the banks fault. Super inconvenient. So Im going to have to say goodbye. Let me know when things work properly.
Miggi3Fr3sh about Oportun: Finances made simple