I like the app. I have over $100 saved that I can withdraw due to an unexpected expense. My husband, who isnt really great with money, hates it because he says it overdrafted his account. I always pause digit if I feel like money is tight and dont want them to take any money out for awhile. Or if I want to make sure I keep a certain amount on hand I transfer what I need to my savings or the joint account I share with the hubby. Everything is pretty simple and well explained IMO.
Shaytuck05 about Oportun: Finances made simple, v1.2.1